This notice will advise you of the types of Nonpublic Personal Information we collect, how we use it, and what we do to protect your privacy.

"Nonpublic Personal Information" refers to personally identifiable information that is not available to the public.

"Our Employees, Representative, Agents, and Select Third Parties may collect Nonpublic Personal Information about you, including information:

• Given to us on applications or forms
• About transactions with us, our affiliates, or third parties;
• From others, such as credit reporting agencies, employers, and federal and state agencies.

The types on Nonpublic Personal Information we collect depends on the product we offer to you and may include your name; address; social security number; account balances; income; assets; insurance premiums; coverage and beneficiaries; credit reports; marital status; driver license verification; investment statements; and payment history.  We may also collect Nonpublic Personal Health Information, such as medical reports, to underwrite insurance policies, process claims, or for other related functions.

We restrict access to Nonpublic Personal Information to those Employees, Representatives, Agents, or Selected Third Parties who provide products or services to you and who have been trained to handle Nonpublic Personal Information as described in this Notice.

We have psychial, electric, and procedural safeguards in place that were designed to protect Nonpublic Personal Information about you except as allowed by law.

We may disclose all types of Nonpublic Personal Information that we collect, including information regarding your transaction or expereince with us, when needed to:

1. Affiliated with AIG American General Securities Incorp. (AGSI), and AIG American General comopanies including the American Internation Group Inc. family of companies and Employees, Representatives, and Selected Third Parties, as permited by law.
2. Other organizations with which we may have joint marketing and sales agreements as permitted by law.

The types of companies and persons to whom we disclose Nonpublic Personal Health Information unless authorized by you or allowed by law.  Our privacy policy applices, to the extent required by law, to agents and representatives when they are acting on behalf of Abington Financial Group.